Our Benefits include:
Maximum benefit limits apply under each Plan, as set out in this Table. Where specified, sub limits also apply. The term "Unlimited" only means there is no specified dollar limit. Policy terms do however apply limits on what We will pay for such benefits.
If You are travelling with
Dependent Children and/or Grandchildren and/or two (2) Unrelated Children on either
Single or Joint Cover, the maximum benefit amounts We will pay for claims by You
and any other persons covered (including the Dependent Children and/or Grandchildren
and/or two (2) Unrelated Children) is twice the benefit shown in the table below.
One-Trip Plans
|
| Schedule of Benefits |
Plan A |
Plan B |
Plan C |
Plan D |
|
| 1) Overseas Medical & Dental Expenses |
Unlimited |
Unlimited |
$500,000 |
$200,000 |
|
| (please refer to Section 1) |
|
|
|
|
|
| 2) Additional Expenses |
Unlimited |
Unlimited |
$250,000 |
$75,000 |
|
| 2.1 Resumption of Journey (sub limit) |
$3,000 |
$3,000 |
$2,500 |
$2,500 |
|
| 2.2 Special Events (sub limit) |
$2,000 |
$2,000 |
$2,000 |
$2,000 |
|
| 2.4 If You Die (sub limit) |
$10,000 |
$10,000 |
$10,000 |
$10,000 |
|
| (please refer to Section 2) |
|
|
|
|
|
|
3)Loss of Deposits and Cancellation Charges |
Unlimited |
Unlimited |
$500,000 |
$200,000 |
|
| Travel Agent’s Cancellation Fee (sub limit) |
Lesser of AUD750 or 15% of the refundable amount |
Lesser of AUD750 or 15% of the refundable amount |
Lesser of AUD750 or 15% of the refundable amount |
Lesser of AUD750 or 15% of the refundable amount |
|
| (please refer to Section 3) |
|
|
|
|
|
| 4) Luggage and Travel Documents |
$12,000 |
$10,000 |
$5,000 |
$3,500 |
|
| 4.1 Loss, Theft or Damage |
|
|
|
|
|
| a) Item Limit (each item) |
$500 |
$500 |
$500 |
$500 |
|
| b) Video & Electrical Equipment (sub limit) |
$3,500 |
$3,500 |
$3,500 |
$3,500 |
|
| 4.2 Delayed Luggage Allowance |
|
|
|
|
|
| a) More than 24 hours (sub limit) |
$500 |
$500 |
$500 |
$500 |
|
| b) More than 72 hours (sub limit) |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
|
| (please refer to Section 4) |
|
|
|
|
|
| 5) Replacement of Money |
$300 |
$300 |
$200 |
$200 |
|
| (please refer to Section 5) |
|
|
|
|
|
| 6) Rental Vehicle Excess |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
|
| (please refer to Section 6) |
|
|
|
|
|
| 7) Travel Delay |
$1,200 |
$1,000 |
$875 |
$750 |
|
| (please refer to Section 7) |
|
|
|
|
|
| 8) Cash in Hospital |
|
|
|
|
|
| a) Daily Amount |
$50 |
$50 |
$50 |
$50 |
|
| b) Maximum Amount |
$8,000 |
$6,000 |
$5,000 |
$4,000 |
|
| (please refer to Section 8) |
|
|
|
|
|
| 9) Public Transport Hijacking |
|
|
|
|
|
| a) Daily Amount |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
|
| b) Maximum Amount |
$15,000 |
$15,000 |
$10,000 |
$10,000 |
|
| (please refer to Section 9) |
|
|
|
|
|
| 10) Personal Liability |
$2,000,000 |
$2,000,000 |
$1,000,000 |
$1,000,000 |
|
| (please refer to Section 10) |
|
|
|
|
|
| 11) Accidental Loss of Life & Permanent Loss |
$50,000 |
$30,000 |
$30,000 |
$20,000 |
|
|
Maximum amount for Dependant Children: |
|
|
|
|
|
| (a) Accidental Loss of Life |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
|
| (b) Permanent Loss |
$10,000 |
$10,000 |
$10,000 |
$10,000 |
|
| (please refer to Section 11) |
|
|
|
|
|
| Excess |
The excess is the first amount of a claim which You must bear. We do not pay for this amount. The Policy excess is AUD100 for international plans (GST is not applicable for international plans).
|
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