Summary of Benefits



Our Benefits include:

International Plans
Summary of Benefits Table
Schedule of Benefits Plan A Plan B Plan C Plan D
1) Overseas Medical & Dental Expenses Unlimited Unlimited $500,000 $200,000
(please refer to Section 1 of the PDS)        
2) Additional Expenses Unlimited Unlimited $250,000 $75,000
2.1 Resumption of Journey (limit) $3,000 $3,000 $2,500 $2,500
2.2 Special Events (limit) $2,000 $2,000 $2,000 $2,000
2.4 If You Die (limit) $10,000 $10,000 $10,000 $10,000
(please refer to Section 2 of the PDS)        
3) Cancellation Charges Unlimited Unlimited $500,000 $200,000
Travel Agent’s Cancellation Fee (limit) $750 $750 $750 $750
(please refer to Section 3 of the PDS)        
4) Luggage and Travel Documents $12,000 $10,000 $5,000 $3,500
4.1 Loss, Theft or Damage        
    a) Item Limit (each) $500 $500 $500 $500
    b) Video & Electrical Equipment (combined maximum) $3,500 $3,500 $3,500 $500
4.2 Delayed Luggage Allowance        
    a) More than 24 hours (limit) $500 $500 $500 $500
    b) More than 72 hours (limit) $1,000 $1,000 $1,000 $1,000
(please refer to Section 4 of the PDS)        
5) Replacement of Money $300 $300 $200 $200
(please refer to Section 5 of the PDS)        
6) Rental Vehicle Excess $1,000 $1,000 $1,000 $1,000
(please refer to Section 6 of the PDS)        
7) Travel Delay $1,200 $1,000 $875 $750
(please refer to Section 7 of the PDS)        
8) Cash in Hospital        
    a) Daily Amount $50 $50 $50 $50
    b) Maximum Amount $8,000 $6,000 $5,000 $4,000
(please refer to Section 8 of the PDS)        
9) Public Transport Hijacking and Kidnapping        
    a) Daily Amount $1,000 $1,000 $1,000 $1,000
    b) Maximum Amount $15,000 $15,000 $10,000 $10,000
(please refer to Section 9 of the PDS)        
10) Personal Liability $2,000,000 $2,000,000 $1,000,000 $1,000,000
(please refer to Section 10 of the PDS)        
11) Accidental Loss of Life & Disability $50,000 $30,000 $30,000 $20,000
(please refer to Section 11 of the PDS)        
Excess The excess is the first amount of a claim, which We will not pay for. The Policy excess is $100 for international plans (GST is not applicable for international plans).


* Claims are subject to $100 excess for each benefit.
Coverage from age 50 up to and including age 90.
24 Hours Travel & Medical Assistance Worldwide.
If Joint Cover selected the maximum amount payable for all Insured Persons is twice the limits shown.


Travel Insurance Financial Services Guide (FSG) | Product Disclosure Statement (PDS)